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Multi-signature security
Fiat on/off-ramp
Instant stablecoin settlement
Cross-chain wallets
Multi-currency fiat
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Self-custodial treasury and payments built for businesses that need bank-like controls without the bank.
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The DeFi Business Wallet for Global SMEs

No-code. Plug-and-play

Non-custodial business wallet platform that combines DeFi rails, compliant fiat integrations, and enterprise controls.

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Who uses Credcy
  • Small and medium-sized enterprises
    Reduce FX friction and send cross-border USD/EUR faster
  • Payment platforms and aggregators
    Integrate wallets, accounting, and payouts into one stack
  • Finance and
    treasury teams
    Hold reserves, convert instantly, and earn yield while maintaining on-chain proofs
  • Remote teams
    and fintechs
    Issue spend and payroll from stablecoins; manage multi-company flows
Unlock your business global potential
  • Cross-chain,
    fiat-enabled
    One platform for on-chain assets and fiat rails across corridors, removing the need for multiple providers.
  • Full control,
    enterprise safe
    Self-custody of private keys with multi-signature governance and wallet whitelisting - eliminate single-person failure and internal fraud.
  • Faster, lower-cost global money movement
    Move USD/EUR and stablecoins across borders in minutes, lower fees versus correspondent banking and avoid account de-risking.
  • Compliance-ready for business scale
    Fast onboarding, AML/CFT transaction monitoring and reporting - built so DeFi fits corporate compliance needs.
Replace your bank. Control your crypto.
Fiat & Crypto Accounts
Dedicated accounts in EUR, USD, COP, PHP and crypto accounts for sending and receiving
Virtual Wallets
Receive via unique addresses or virtual IBANs tied to a main account for simplified reconciliation
OTC & eOTC
Best quotes for large trades via OTC desk; instant in-app conversions for amounts up to €100K
Stablecoin Payment Links
Create a link to accept stablecoin payments and settle in EUR automatically
Batch Payments
Upload a single payment file to process multiple fiat or crypto payouts in one run
Crypto Pay-in & Payouts
Accept crypto from customers and execute payroll or supplier payouts from crypto or fiat
Instant SEPA In/Out
Fast euro rails for instant settlement to and from bank accounts
Wallet Address Whitelisting
Restrict sending and receiving to approved addresses only
Multi-Signature Transactions
Enforce multiple approvals for higher-value transactions
Credcy Covers All Your Business Needs
Supplier &
Vendor Payouts

Batch crypto or fiat payments to global suppliers with reconciliation-ready virtual accounts.

Payroll & Contractor Payments

Pay remote teams in stablecoins or local fiat with spend controls and approval flows.

Treasury & Yield Management

Hold reserves in stable assets, convert when needed, and capture DeFi yield while keeping audit trails.

Bank-Grade Security. Enterprise-Grade Compliance.
Governance & Access
Multi-signature wallets, roles & permissions, session logs and transaction approvals — control who can see and move funds.

Transaction Controls
Whitelisting, threshold rules, batch review and pre-approved beneficiary lists to reduce operational risk.

Compliance Tooling
AML/CFT monitoring, sanctions screening and exportable audit reports for regulators and auditors.

Operational Resilience
Periodic smart-contract audits, hardware key management options, and dedicated incident response procedures.
What our clients say about us
Head of Treasury
Mid‑market exporter
Credcy cut our supplier FX costs and reduced payment time from 5 days to under an hour - the multisig controls make finance teams comfortable.
CFO
SaaS platform
Integrating Credcy into our stack was fast. We consolidated wallets, accounting and payouts without building custom rails.
Head of Finance
International Trading Company
Multi-signature approvals, clear roles, and full visibility across our payments and treasury. Credcy fits how businesses actually operate.
COO
Fintech Platform
Credcy gave us stablecoin and fiat rails, compliance controls, and the flexibility to scale fast — all in one platform.
Get Started with 3 Simple Steps
Onboard
Sign up and get your named accounts.
Assign roles and multisig signers.
Fund & Convert
Top up via SEPA, bank rails or crypto. eOTC - for instant conversions, OTC - large trades.
Operate & Report
Send payments, collect via stablecoin links, and export compliance-ready reports.